David J. Hernandez is an agent licensed to sell insurance through New York Life Insurance Company and may be licensed with various other independent unaffiliated insurance companies in the states of AZ, California Insurance License OE67136, FL, ID, NH, MA, MT, NC, UT and WA. No insurance business may be conducted outside these states referenced.

David J. Hernandez is a Registered Representative of and offers securities products & services through NYLIFE Securities LLC, Member FINRA/SIPC, a licensed insurance agency. In this regard, this communication is strictly intended for individuals residing in the state of California. No offers may be made or accepted from any resident outside the specific states referenced.